The Data Point

52% of Payment Declines Are Debit Cards
52% of Payment Declines Are Debit Cards
February 04, 2025  |  Consumer Insights

Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases. According...

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52% of Consumers Use Credit for Groceries
52% of Consumers Use Credit for Groceries
February 03, 2025  |  Consumer Insights

Credit products are changing, with personal loans, embedded finance, and buy now, pay later (BNPL) gaining traction. According to a PayTechFocus Intelligence report, “BNPL and...

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92% of Large Banks Interested in Metal Cards to Boost Security
92% of Large Banks Interested in Metal Cards to Boost Security
January 31, 2025  |  Authentication

As banking fraud unfolds, financial institutions (FIs) are challenged to protect customer data and provide pleasant customer experiences. The rise in credential theft has sparked...

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88% of High-Uncertainty Firms Report Significant Cybersecurity Risks
88% of High-Uncertainty Firms Report Significant Cybersecurity Risks
January 30, 2025  |  Cybersecurity

Cybersecurity is a major concern for CFOs of middle-market firms, especially those facing high uncertainty due to fluctuating demand, supply chain disruptions, or macroeconomic volatility....

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As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties
As Economic Pressures Grow, Retailers Focus on Value, Customer Experience and Community Ties
January 29, 2025  |  Retail

As escalating costs strain household budgets, PayTechFocus Intelligence’s latest paycheck-to-paycheck study, “New Reality Check: The Paycheck-to-Paycheck Report: Struggling Consumers Go to Short-Term Strategies to Manage...

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57% of Information Sector Firms Achieve High ROI From GenAI
57% of Information Sector Firms Achieve High ROI From GenAI
January 29, 2025  |  artificial intelligence

You’ve heard of the digital divide. When it comes to generative artificial intelligence (GenAI), there’s also an ROI divide. A recent PayTechFocus report, “Generative AI’s...

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93% of Truck Drivers Would Use Instant Payments If Available
93% of Truck Drivers Would Use Instant Payments If Available
January 28, 2025  |  Transportation

In an industry where every second counts, the transportation sector thrives on swift movement and seamless operations. But when it comes to managing financial transactions,...

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74% of Travelers Rely on Digital Wallets for Trips
74% of Travelers Rely on Digital Wallets for Trips
January 24, 2025  |  Travel Payments

For years, the travel and hospitality sectors have stuck to traditional payment options, such as cash and credit cards. But as consumers and staff demand...

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45% of CEOs Say Business Model Clarity Is Crucial to Optimizing Cash Flow
45% of CEOs Say Business Model Clarity Is Crucial to Optimizing Cash Flow
January 23, 2025  |  SMBs

Small- to medium-sized businesses (SMBs) often find themselves in a constant struggle to manage cash flow, focusing more on survival than growth. Many SMBs use...

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